.article-page{padding-top:112px;background:#fcfbf8;color:#243544}.article-header{max-width:1000px;margin:auto;padding:30px 24px 42px}.article-header nav{display:flex;justify-content:space-between;gap:16px;color:#7a6947;font-size:.82rem;margin-bottom:28px}.article-header nav a{color:#456176;text-decoration:none}.article-header h1{max-width:900px;font-size:clamp(2rem,4.4vw,3.4rem);line-height:1.35;letter-spacing:-.045em;word-break:keep-all}.article-header .lead{font-size:1.12rem;line-height:1.85;color:#5a6875;max-width:760px;margin:24px 0}.byline{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:.77rem;color:#687582;margin-bottom:34px}.cover{margin:0}.cover img{display:block;width:100%;height:auto;max-height:500px;object-fit:cover;border-radius:16px}.cover figcaption{font-size:.75rem;color:#71808c;margin-top:10px;line-height:1.6}.reading-layout{display:flex;gap:52px;max-width:1100px;padding:0 24px;margin:0 auto}.reading-column{min-width:0;max-width:740px;flex:1;margin:0 auto}.toc{flex:0 0 200px;font-size:.83rem;line-height:1.8}.toc nav{position:sticky;top:110px}.toc p{font-weight:700;margin-bottom:16px}.toc ol{padding-left:17px}.toc li{margin:0 0 12px}.toc a{color:#667482;text-decoration:none}.toc a:hover{color:#193c57}.article-prose{font-size:1.06rem;line-height:1.95;overflow-wrap:anywhere}.article-prose p{margin:0 0 1.35em}.article-prose h2{font-size:1.55rem;line-height:1.5;letter-spacing:-.03em;margin:2.7em 0 1em;scroll-margin-top:110px;word-break:keep-all}.article-prose h3{font-size:1.2rem;margin:2em 0 .8em;line-height:1.6;scroll-margin-top:110px}.article-prose ul,.article-prose ol{padding-left:1.4em;margin:1em 0 1.5em}.article-prose li{margin:.55em 0}.article-prose a{color:#23618a;text-decoration:underline;text-underline-offset:4px}.article-prose strong{color:#17354e}.article-prose blockquote{border-left:3px solid #ae915c;padding:14px 20px;background:#f2efe7;margin:24px 0}.article-prose table{display:block;max-width:100%;overflow-x:auto;border-collapse:collapse;margin:26px 0;font-size:.91rem}.article-prose th,.article-prose td{padding:14px 16px;border:1px solid #dce0dd;min-width:130px;text-align:left;vertical-align:top}.article-prose th{background:#eef0ec;color:#213f55}.article-prose img{max-width:100%;height:auto;border-radius:12px}.article-prose hr{border:0;border-top:1px solid #dce0dd;margin:36px 0}.article-prose .article-summary,.article-prose .article-example,.article-prose .article-cta{padding:24px;margin:30px 0;border-radius:14px;border:1px solid #dbe4e5;background:#eff5f5}.article-prose .article-example{background:#faf3e6;border-color:#eadcc2}.article-prose .article-cta{background:#edf3f9;border-color:#c9dbe9;border-left:4px solid #315e7c}.article-prose .article-cta-title{font-size:1.12rem;font-weight:700;color:#17354e;line-height:1.6;margin-bottom:12px}.article-prose .article-summary>:last-child,.article-prose .article-example>:last-child{margin-bottom:0}.article-prose .article-cta-button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;max-width:100%;box-sizing:border-box;padding:12px 20px;background:#1c3d55;color:#fff;border-radius:8px;font-weight:700;line-height:1.6;text-align:center;text-decoration:none}.article-prose .article-cta-button:hover{background:#2a526f}.article-prose .article-cta-actions{display:flex;flex-wrap:wrap;align-items:center;gap:12px 20px}.article-prose .article-cta-phone{display:inline-flex;align-items:center;min-height:48px;font-weight:700;white-space:nowrap}.article-prose .article-cta-button:focus-visible,.article-prose .article-cta-phone:focus-visible,.consult a:focus-visible{outline:3px solid #956c25;outline-offset:4px}.sources{border-top:1px solid #dce0dd;margin-top:46px;padding-top:24px;font-size:.85rem;color:#64727c}.sources h2{font-size:1rem;margin-bottom:12px}.sources ul{padding-left:18px}.sources li{margin:10px 0;line-height:1.7}.sources a{color:#315a77}.sources span{display:block;font-size:.75rem}.consult{margin:46px 0 64px;padding:30px;background:#edf1f0;border-radius:14px}.consult h2{font-size:1.45rem;margin:8px 0 16px}.consult p{font-size:.94rem;line-height:1.85}.consult .eyebrow{font-size:.77rem;color:#76613d;font-weight:700}.consult>div{display:flex;align-items:center;flex-wrap:wrap;gap:20px;margin:24px 0 14px}.consult a{color:#224660;font-size:.9rem}.consult .consult-button{background:#1c3d55;color:#fff;padding:12px 18px;border-radius:8px;text-decoration:none}.consult small{color:#62727d}.related{padding-top:38px;padding-bottom:70px;border-top:1px solid #dedfd9}.related>h2{font-size:1.4rem;margin-bottom:26px}.related>div{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}@media(max-width:960px){.reading-layout{display:block;max-width:790px}.toc{margin:0 0 28px;padding:20px;background:#f1f2ed;border-radius:10px}.toc nav{position:static}.toc li{margin-bottom:6px}.related>div{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:600px){.article-page{padding-top:88px}.article-header{padding-top:24px}.article-header h1{font-size:2rem}.article-header .lead,.article-prose{font-size:1rem}.article-prose h2{font-size:1.35rem}.consult{padding:23px}.article-prose .article-summary,.article-prose .article-example,.article-prose .article-cta{padding:20px}.article-prose .article-cta-button{width:100%}.related>div{grid-template-columns:1fr}}.article-prose .table-hint{display:none}@media(max-width:600px){.article-prose .table-hint{display:block;font-size:.75rem;color:#61717d;margin-top:-12px}}